Paper long abstract:

Amidst a conceivable ambivalence in regards to the relationship between migration and development, there seem to be shift in the debate from 'brain drain' to 'brain gain'. This stems from an observed increase in the flow of cash and social remittances to countries of origin through cash transfers, return migration and transnational linkages with positive multiplier effects. Whilst efforts by national governments in getting African diaspora to contribute to may garnered relative spike in cash and human capital flows in the form of 'brain gain', cash remittances remain a major source of development finance to African. Whilst recent policy initiatives aimed at promoting skilled immigration in some EU countries may further contribute to increasing cash flows to home countries, there are also sustained international efforts at enhancing the seamless transfer of cash in order to effectively manage and tap the development potential of remittances through strategic investments. Despite ongoing efforts and technological developments, cash transfers to home countries in Africa are still beset with existential challenges related to high costs, lack of knowledge on available services and policy at enhancing transfers.

Drawing on in-depth interviews and secondary data sources, this study delves into the question of effective transfer of cash remittances to home countries from the perspectives of Ghanaian diaspora; with a special focus on the Germany-Ghana remittances corridor. The study provides critical insights into challenges in sending and receiving cash remittances from Germany. Based on the findings, the study identifies the crucial role of 'African intellectuals', advocacy, development cooperation, and makes propositions at influencing policy, as well as enhancing the seamless transfer of cash as an important source of development finance in Ghana.