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Contribution short abstract:

Digital and Financial Inclusion of women and young girls in Sub-Saharan Africa through inclusive mobile technology that fosters Sustainable Development for all. The existing Gender Gap in Mobile Internet is exacerbated by various barriers that limit social and economic growth among women and girls.

Contribution long abstract:

Emerging technologies offer both opportunities and challenges, with their impact largely depending on accessibility and user capability. Mobile technology has significantly contributed to economic and social development, particularly through digital financial services. In Sub-Saharan Africa, mobile money services have driven financial and digital inclusion, with a 15% increase between 2013 and 2022, boosting GDP in East and West Africa. These advancements have empowered and enabled marginalized communities, improved livelihoods and Female-headed households to benefit as women gain financial control, support education, manage businesses, and stay socially connected. Mobile money is contributing significantly to the Sustainable Development Goals (SDGs).

However, challenges persist, notably the digital divide and gender gap. Women and girls in low- and middle-income countries (LMICs) face barriers such as device affordability, social norms, limited digital skills, and safety concerns, contributing to 8% of women less likely than men to own a mobile device. Women are disproportionately affected by low income, limiting their access to mobile technology and financial services.

To address this, mobile technology must be designed and tailored to be inclusive, accessible, and user-friendly for women and young girls. Bridging the digital divide requires reducing the mobile gender gap, particularly in rural areas. Young girls could benefit from mobile solutions tailored to their tech-savvy nature, fostering innovation, entrepreneurship, and economic development. By addressing gender norms and improving access to digital financial services, mobile technology can help break the cycle of poverty and empower young women to achieve financial independence and contribute to sustainable development.